Platform.
The compliance layer for creator payouts
Sits between your creators and your payment processor. Scores risk before money moves.
Content screening
Examines what creators sell — listings, descriptions, uploads — against the prohibited business lists of Stripe, PayPal, and card networks.
PIRACY
COUNTERFEIT
ADULT
GAMBLING
MLM
REGULATED
Network analysis
Traces inbound traffic sources and outbound link destinations to surface risks no content classifier can see.
Policy matching
Maps findings to the specific policies of each processor you use — plus Visa VAMP and Mastercard BRAM.
Payout decision API
Returns a risk score to your payout loop. Approve, hold, or escalate — with a full audit trail your T&S and legal teams can defend.
APPROVE
HOLD
ESCALATE
How it works.
Sits in your payout flow. Decides in under a minute.
One API call. Three stages. Every decision logged.
Use cases.
Where one bad creator can mean a six-figure fine, frozen funds, or MATCH listing.
In production at a leading US creator patronage platform.
One bad creator shouldn't cost you your platform.
See how Tumban fits into your payout flow.