For creator economy platforms

Vet creators before your processor does.

Vet creators before your processor does.

Tumban screens creator profiles against payment processor policies — before a bad actor triggers a fine or freezes your account.

Tumban screens creator profiles against payment processor policies — before a bad actor triggers a fine or freezes your account.

0profiles vetted to date
ON PLATFORM
Mira Chen
@mirabakes
Home baker · Family recipes
🍪 Mira's Kitchen
Grandma's Cookie Recipe Bundle
$12
TUMBAN
fFACEBOOK · PUBLIC POST
Mira Chen
2 days ago
Just restocked! 12,000+ live channels — Premier League, NFL, HBO, Netflix. DM for access 🔥 Cookie bundle on my BMC for payment 🍪
47 comments · 12 shares
RISK
0
HOLD
PIRACY
Stripe §6.3 · Visa BRAM
ON PLATFORM
Mira Chen
@mirabakes
Home baker · Family recipes
🍪 Mira's Kitchen
Grandma's Cookie Recipe Bundle
$12
TUMBAN
fFACEBOOK · PUBLIC POST
Mira Chen
2 days ago
Just restocked! 12,000+ live channels — Premier League, NFL, HBO, Netflix. DM for access 🔥 Cookie bundle on my BMC for payment 🍪
47 comments · 12 shares
RISK
0
HOLD
IPTV/PIRACY
Stripe §6.3 · Visa BRAM
ON PLATFORM
Mira Chen
@mirabakes
Home baker · Family recipes
🍪 Mira's Kitchen
Grandma's Cookie Recipe Bundle
$12
TUMBAN
fFACEBOOK · PUBLIC POST
Mira Chen
2 days ago
Just restocked! 12,000+ live channels — Premier League, NFL, HBO, Netflix. DM for access 🔥 Cookie bundle on my BMC for payment 🍪
47 comments · 12 shares
RISK
0
HOLD
IPTV/PIRACY
Stripe §6.3 · Visa BRAM

PLATFORM

The compliance layer for creator payouts

Sits between your creators and your payment processor. Scores risk before money moves.

  • Content screening

    Examines what creators actually sell — listings, descriptions, uploads — against the prohibited business lists of Stripe, PayPal, and card networks.

  • Content screening

    Examines what creators actually sell — listings, descriptions, uploads — against the prohibited business lists of Stripe, PayPal, and card networks.

  • Network analysis

    Traces inbound traffic sources and outbound link destinations to surface risks no content classifier can see.

  • Network analysis

    Traces inbound traffic sources and outbound link destinations to surface risks no content classifier can see.

  • Policy matching

    Maps findings to the specific policies of each processor you use — Stripe, PayPal, Adyen, Braintree, Square — plus Visa VAMP and Mastercard BRAM.

  • Policy matching

    Maps findings to the specific policies of each processor you use — Stripe, PayPal, Adyen, Braintree, Square — plus Visa VAMP and Mastercard BRAM.

  • Payout decision API

    Returns a risk score to your payout loop. Approve, hold, or escalate — with a full audit trail your T&S and legal teams can defend.

  • Payout decision API

    Returns a risk score to your payout loop. Approve, hold, or escalate — with a full audit trail your T&S and legal teams can defend.

Scope

Tumban does not moderate content, verify identity, or replace your processor. It adds a compliance layer alongside your existing stack.

How it works.

Sits in your payout flow. Decides in under a second.

Ingestion
Platforms send creator profiles via API. Tumban receives IDs, storefronts, content, and link graphs.
Evaluation
Tumban builds an evidence graph across on-platform and off-platform signals, then maps findings to processor policies.
Decision
Return approve, hold, or escalate to your payout loop. Every decision logged with full audit trail.
PLATFORMCreatorspayout queueTUMBAN0ingestedMKJRPOST /v1/creators/eval
Ingestion
Platforms send creator profiles via API. Tumban receives IDs, storefronts, content, and link graphs.
2
3
PLATFORMCreatorspayout queueTUMBAN0ingestedMKJRPOST /v1/creators/eval
Ingestion
Platforms send creator profiles via API. Tumban receives IDs, storefronts, content, and link graphs.
2
3
PLATFORMCreatorspayout queueTUMBAN0ingestedMKJRPOST /v1/creators/eval

USE CASES

Built for platforms with real processor risk

For high-stakes AI operations

Where one bad creator can mean a six-figure fine, frozen funds, or MATCH listing.

  • Creator patronage platforms

    Creator patronage platforms

    Tipping, subscription, and patronage. Screen creators before payout.

  • Creator patronage platforms

    Tipping, subscription, and patronage. Screen creators before payout.

  • Merchant-of-record platforms

    Merchant-of-record platforms

    Print-on-demand, digital products, storefronts. Every non-compliant seller is your liability.

  • Merchant-of-record platforms

    Print-on-demand, digital products, storefronts. Every non-compliant seller is your liability.

  • Marketplaces & live commerce

    Marketplaces & live commerce

    Thousands of sellers. Risk patterns humans can't track at volume.

  • Marketplaces & live commerce

    Thousands of sellers. Risk patterns humans can't track at volume.

In production at a leading US creator patronage platform.

In production at a leading US creator patronage platform.

One bad creator shouldn't cost you your platform.

See how Tumban fits into your payout flow.